A criticism of a person who never succeeds. The failures may not be drastic but the pattern of small failures is annoying to others, especially in two areas that Americans value as highly as time and money.
Do not trust a rival or an enemy at all. His or her desire to succeed will overrule everything else. Such a people may lie, cheat, attack or do many other things far more terrible than he or she would normally do.
Flexibility leads to success in unfamiliar circumstances. People may changes their normal way of doing things in order to fit in better with those they are visiting.